Can I purchase a merchant’s gift card with my Fluzpay balance? No, Fluzpay is not redeemable for cash or for the purchase of merchant’s gift cards. Related articles How do I purchase and use a Fluzpay voucher to earn cash back? What if I prefer not to hand over my phone to the merchant, especially if I’m at a restaurant? What if I want a physical gift card instead of keeping my store credit within the Fluzpay wallet?